Portfolio


Canadian Prime 12

as of

August 1, 2020

Annualized Return inside Portfolio

20-Yr Trend

Ticker

Company

Cost Basis

Market Value

Total

Capital

Dividend

Dip Factor

Dip %

Overall

Capital

Grade

Comment

ATD.B

Alimentation Couche Tard

6829.33 $

9077.25 $

156.23%

154.89%

1.34%

0.22

1.98%

8.3

22%

8.25 Excellent

Solid

BCE

BCE Inc.

3022.49 $

3088.80 $

5.88%

0.40%

5.48%

3.18

14.19%

8.6

10%

8.25 Excellent

Great since 2009

NA

National Bank

9971.53 $

10434.60 $

62.79%

62.79%

0.00%

3.31

15.69%

8.8

11%

8.5 Excellent

Very solid

CNR

Canadian National Railway

5009.99 $

6542.00 $

100.05%

97.59%

2.47%

0.13

1.01%

9.5

16%

9.5 Excellent

Solid stud

CP

Canadian Pacific Railway

8304.00 $

13629.69 $

19.30%

18.16%

1.14%

0.20

2.03%

8.6

18%

9.25 Excellent

Almost a stud

CTC.A

Canadian Tire Corporation

11055.11 $

10496.65 $

1.14%

-1.75%

2.90%

4.15

21.52%

8.1

11%

7.25 Good

Solid

EMA

Emera

5887.56 $

8083.75 $

19.91%

14.32%

5.59%

1.69

8.52%

8.6

11%

8.25 Excellent

Reliable

FTS

Fortis Inc.

5905.52 $

7909.75 $

9.36%

5.89%

3.48%

1.00

7.98%

8.6

11%

8.25 Excellent

Very steady

MRU

Metro Inc.

4161.91 $

8814.00 $

17.44%

15.50%

1.94%

0.69

4.83%

9.6

16%

9.25 Excellent

No worry stud

RY

Royal Bank of Canada

12936.40 $

16170.00 $

10.89%

6.16%

4.73%

3.58

15.75%

8.3

10%

8 Excellent

Good choice

T

TELUS Corporation

8799.56 $

10105.05 $

11.61%

6.44%

5.17%

3.41

16.26%

8.9

5%

8.25 Excellent

Better since 2009

TD

Toronto-Dominion Bank (The)

18868.87 $

16891.95 $

-1.56%

-5.00%

3.44%

4.16

23.74%

8.5

10%

8 Excellent

Rock solid

Note: Click on grade for link to StockChart

US Prime 12

as of

August 1, 2020

Annualized Return inside Portfolio

20 Yr Trend

Ticker

Company

Cost Basis

Market Value

Total

Capital

Dividend

Dip Factor

Dip %

Overall

Capital

Grade

Comment

AAPL

Apple

1806.08 $

15961.78 $

30.55%

28.58%

1.97%

0.02

0.15%

8.6

31%

9.25 Excellent

One of the best

ADP

Automatic Data Processing

12183.36 $

10873.79 $

-19.98%

-22.34%

2.36%

4.08

27.10%

8.4

9%

7.25 Good

Stud after 2003

CL

Colgate Palmolive

8297.16 $

9318.66 $

23.23%

20.59%

2.63%

0.05

0.34%

7.8

8%

6 Decent

Steady

COST

Costco Wholesale

5149.75 $

10915.02 $

27.58%

26.28%

1.30%

0.18

1.80%

8.8

13%

7.5 Good

Very solid

JNJ

Johnson & Johnson

11642.41 $

17007.92 $

17.07%

13.40%

3.67%

1.38

7.16%

8.0

9%

7 Decent

Steady as can be

MCD

McDonald's Corp.

4934.19 $

16936.94 $

17.88%

14.32%

3.56%

3.25

12.46%

8.4

10%

7.25 Good

Solid after 2003

MMM

3M Co.

4986.76 $

9081.47 $

7.06%

2.96%

4.10%

3.60

17.57%

8.6

9%

7.25 Good

Reliable

PEP

Pepsico Inc.

6538.61 $

18462.96 $

12.57%

9.17%

3.39%

0.93

6.48%

8.5

8%

7 Decent

Solid despite 2009 hiccup

PG

Procter & Gamble

923.55 $

2637.87 $

14.99%

11.33%

3.67%

0.11

0.69%

7.6

7%

6.25 Decent

Stable but slow

SBUX

Starbucks

4898.80 $

5132.10 $

104.42%

104.42%

0.00%

3.38

22.02%

9.3

16%

8.5 Excellent

Stellar

UTX

United Technologies Corp.

2460.59 $

3420.86 $

3.62%

0.64%

2.99%

4.14

23.57%

7.9

5%

6.75 Decent

Very nice

V

Visa

5353.71 $

5873.38 $

93.57%

92.56%

1.02%

1.64

11.10%

9.8

27%

9.5 Excellent

Strong

Note: Click on grade for link to StockChart

Extra 12

as of

August 1, 2020

Annualized Return inside Portfolio

20-Yr Trend

Ticker

Company

Cost Basis

Market Value

Total

Capital

Dividend

Dip Factor

Dip %

Overall

Capital

Grade

Comment

BMO

Bank of Montreal

6901.80 $

9966.08 $

10.00%

3.88%

6.11%

5.00

30.04%

7.0

8%

8 Excellent

Almost there

CAE

CAE Inc.

3042.04 $

2798.60 $

-56.08%

-56.08%

0.00%

5.74

52.40%

8.5

13%

8.5 Excellent

Adaptative

CU

Canadian Utilities

9198.92 $

8761.80 $

2.57%

-1.56%

4.13%

3.82

20.04%

8.0

8%

6.5 Decent

Slow but steady

ENB

Enbridge Inc.

5060.02 $

5058.66 $

5.42%

0.00%

5.43%

3.68

25.21%

7.8

10%

7.5 Good

Faltering

NTR

Nutrien

3345.28 $

2617.20 $

-0.77%

-4.60%

3.83%

4.78

38.95%

5.8

7%

5.5 Decent

Solid but a bit volatile

PFE

Pfizer

2129.81 $

4902.89 $

13.40%

8.89%

4.51%

0.81

6.08%

5.4

3%

3.75 Poor

Solid after 2009

TRP

TransCanada Corp.

4009.78 $

6410.25 $

11.27%

5.99%

5.28%

3.56

20.28%

8.0

8%

7 Decent

Still steady

Note: Click on grade for link to StockChart

Annualized Return inside Portfolio

Total

Capital

Dividend

Other

Average

Total Stock Portfolio Value 

308494.29 $

11.97%

7.34%

3.73%

0.90%

8.3

11.17%

7.41

Weighted Average

Other Holdings 

114457.20 $

7.4

10.80%

7.38

Total Value 

422951.49 $

* Note: all values are in Canadian dollars



My Portfolio

Here’s my real-life portfolio. I hope it can inspire some of you to invest on your own. 
I will do my best to update this page every 12 weeks or so.

I’m no expert and you can see that some of my stock picks were far from perfect. But on average, a Good Return in the Long Run was still attainable.

Again, guided by the 12-Minute Approach, the core of my holdings is constituted by 12 solid Canadian stocks and also 12 reliable US stocks. With the remaining 12 other stocks in my portfolio, I sometime take the liberty to tackle a bit more risk.

To reduce time spent monitoring and managing my portfolio, I contempt myself within these three 12-stock series. Adequate diversification can still be obtained that way.

My Watch List is also limited to about 12 candidates.

I still try improving my portfolio with only a couple of changes every year as avoiding unnecessary transaction fees is always a priority of mine.
  
My brokerage accounts are currently with Questrade and i-Trade. I use Cost-Friendly Tools as much as possible and also developed one of my own, the Dip Factor.

I don’t directly manage all my investments as my personal and work-related situation provided me with more tax efficient possibilities. In due time, I’ll eventually be able to transfer all these assets to my DIY accounts. I almost can’t wait!

Also note our pension plans are not included in these figures.


Here’s an overview of the evolution of my portfolio since 2008:

Portfolio Value


DIY Portfolio Value (Total Investment Value) as of January 1st

2008   16 910.87$ (30 576.82$)  

2009   22 382.12$ (36 903.03$)  

2010   37 017.00$ (66 822.61$)  

2011   44 091.71$ (92 214.53$)  

2012   62 896.37$ (108 299.34$)  

2013   88 633.36$ (146 283.43$)  

2014   112 231.62$ (185 535.55$)  

2015   131 723.62$ (215 896.22$)  

2016   166 813.16$ (254 477.64$)  

2017   202 116.02$ (297 738.89$)  

2018   234 451.73$ (338 994.11$)  

2019   239 937.40$ (346 347.94$)  
  

January 2016 Note: Chart updated with 2016 figures.
January 2017 Note: Chart updated with 2017 figures.
January 2018 Note: Chart updated with 2018 figures.
January 2019 Note: Chart updated with 2019 figures.
January 2020 Note: Chart won’t be updated anymore.

2 comments:

  1. Nice growth in your portfolio values over the years and I'm sure dividend income too. Nice to see some investments in some great Canadian banks. They have been hammered the last year and are really sporting some attractive value and yield. Thanks for sharing. Look forward to following your progress.

    ReplyDelete
    Replies
    1. Thank you for the kind words and for stopping by!

      Canadian banks sure have been big on my radar lately. Their solid structure should prevail in the long run.

      Delete