Portfolio


Canadian Prime 12

as of
May 1, 2019
Annualized Return inside Portfolio
20-Yr Trend
Ticker
Company
Cost Basis
Market Value
Total
Capital
Dividend
Dip Factor
Dip %
Overall Grade
Capital
Grade
Comment

ACO.X
Atco
3053.03 $
2975.70 $
2.14%
-0.55%
2.68%
0.29
2.64%
8.6
13%
A tad erratic

BCE
BCE Inc.
3022.49 $
3302.75 $
7.41%
2.15%
5.26%
0.26
1.54%
8.3
12%
Great since 2009

BMO
Bank of Montreal
6901.80 $
14392.88 $
13.99%
8.88%
5.11%
0.36
2.91%
8.6
12%
Almost there

BNS
Bank of Nova Scotia
6324.99 $
9577.10 $
8.21%
3.90%
4.31%
1.61
8.81%
8.1
13%
Just missing a notch

CP
Canadian Pacific Railway
8304.00 $
11108.88 $
19.50%
18.37%
1.13%
0.19
1.92%
8.6
16%
Almost a stud

CTC.A
Canadian Tire Corporation
8015.92 $
9712.95 $
10.89%
8.38%
2.51%
3.88
18.76%
8.0
13%
Solid

ENB
Enbridge Inc.
5060.02 $
5845.72 $
7.75%
3.08%
4.67%
0.41
3.24%
8.6
17%
Almost perfect

FTS
Fortis Inc.
2658.95 $
3696.75 $
8.05%
4.42%
3.64%
0.29
2.34%
9.6
12%
Very steady

MRU
Metro Inc.
4161.91 $
7300.50 $
17.27%
15.30%
1.97%
0.63
4.38%
8.3
16%
No worry stud

RY
Royal Bank of Canada
9100.51 $
13838.50 $
15.70%
11.35%
4.35%
0.19
1.35%
8.9
13%
Good choice

T
TELUS Corporation
1687.91 $
2951.40 $
13.02%
8.06%
4.96%
-0.01
-0.08%
8.5
11%
Better since 2009

TD
Toronto-Dominion Bank
10571.32 $
13717.80 $
15.93%
11.63%
4.30%
0.69
4.80%
8.0
14%
Rock solid

Note: Click on grade for link to StockChart
US Prime 12

as of
May 1, 2019
Annualized Return inside Portfolio
20 Yr Trend
Ticker
Company
Cost Basis
Market Value
Total
Capital
Dividend
Dip Factor
Dip %
Overall Grade
Capital
Grade
Comment

AAPL
Apple
1806.08 $
7893.41 $
23.25%
20.89%
2.36%
1.27
9.83%
8.6
29%
One of the best

COST
Costco Wholesale
5149.75 $
8068.41 $
27.13%
25.78%
1.36%
0.31
3.09%
7.8
15%
Very solid

DIS
Walt Disney Co.
3256.55 $
7305.06 $
18.85%
17.01%
1.85%
0.53
4.21%
8.8
9%
Solid since 2009

JNJ
Johnson & Johnson
5187.30 $
11405.11 $
18.36%
14.70%
3.66%
0.73
4.73%
6.6
10%
Steady as can be

KO
Coca-Cola Co.
2050.58 $
3578.68 $
7.38%
3.98%
3.40%
0.74
4.43%
8.0
4%
Nice since 2005

MCD
McDonald's Corp.
4934.19 $
16902.59 $
19.51%
16.09%
3.42%
0.42
2.91%
7.0
11%
Solid after 2003

MMM
3M Co.
1323.11 $
3737.50 $
14.29%
10.93%
3.36%
3.39
15.33%
8.4
10%
Reliable

PEP
Pepsico Inc.
6538.61 $
17038.71 $
13.04%
9.67%
3.37%
0.13
0.90%
8.6
8%
Solid despite 2009 hiccup

PFE
Pfizer
2129.81 $
5186.54 $
11.30%
6.55%
4.75%
3.23
12.27%
8.5
7%
Solid after 2009

PG
Procter & Gamble
923.55 $
2107.68 $
14.55%
10.78%
3.77%
0.35
2.12%
7.6
8%
Stable but slow

UTX
United Technologies Corp.
1607.65 $
3791.80 $
10.60%
8.12%
2.48%
0.30
1.95%
7.9
12%
Very nice

WMT
Walmart Stores
2776.43 $
6786.56 $
14.39%
11.51%
2.89%
0.57
4.57%
7.1
11%
Can be too variable

Note: Click on grade for link to StockChart
Extra 12

as of
May 1, 2019
Annualized Return inside Portfolio
20-Yr Trend
Ticker
Company
Cost Basis
Market Value
Total
Capital
Dividend
Dip Factor
Dip %
Overall Grade
Capital
Grade
Comment

AXP
American Express Co.
3862.40 $
6268.06 $
13.55%
12.05%
1.50%
0.10
0.82%
8.0
8%
Somewhat moody

CU
Canadian Utilities
6262.49 $
6466.25 $
5.11%
1.16%
3.95%
0.19
1.49%
5.0
10%
Slow but steady

CL
Colgate Palmolive
2928.79 $
3341.26 $
47.98%
45.37%
2.61%
2.06
8.50%
7.0
9%
Steady

EMA
Emera
5887.56 $
7273.20 $
26.59%
20.85%
5.74%
0.25
1.74%
8.0
12%
Reliable

FFH
Fairfax Financial Holdings
4435.86 $
4508.00 $
2.46%
0.49%
1.97%
3.84
18.37%
3.0
5%
Solid from 2006

GIB.A
CGI Group
1709.69 $
6725.60 $
24.31%
24.31%
0.00%
0.22
1.96%
3.8
5%
Solid after 2001

MRK
Merck & Co. Inc.
1084.96 $
2635.35 $
13.66%
10.07%
3.59%
0.87
6.12%
3.9
6%
Swingy but lately better

MFC
Manulife Financial Corp.
3206.49 $
4940.00 $
19.39%
14.37%
5.02%
0.28
1.79%
3.5
8%
Almost cyclical

NTR
Nutrien
3345.28 $
4329.60 $
11.59%
8.50%
3.09%
0.66
5.26%
5.8
11%
Solid but a bit volatile

REI.UN
RioCan Real Estate REIT
990.77 $
955.71 $
4.96%
-0.51%
5.47%
0.57
3.44%
5.4
11%
Steady

T
AT&T
883.56 $
1236.93 $
11.05%
4.44%
6.61%
2.92
10.83%
5.3
6%
Too variable

TRP
TransCanada Corp.
4009.78 $
6699.00 $
12.70%
7.73%
4.96%
0.13
1.02%
4.5
9%
Still steady

XIU
IShares CDN S&P/TSX 60
3452.79 $
6991.60 $
10.61%
7.19%
3.42%
0.12
0.91%
5.3
7%
Flows along

Note: Click on grade for link to StockChart
Annualized Return inside Portfolio

Total
Capital
Dividend
Other
Average
Total Stock Portfolio Value 
271087.18 $
13.42%
9.53%
3.63%
0.26%
10.88%
6.91

Weighted Average
Other Holdings 
111410.11 $
11.13%
6.95


Total Value 
382497.29 $



* Note: all values are in Canadian dollars



My Portfolio

Here’s my real-life portfolio. I hope it can inspire some of you to invest on your own. 
I will do my best to update this page every 12 weeks or so.

I’m no expert and you can see that some of my stock picks were far from perfect. But on average, a Good Return in the Long Run was still attainable.

Again, guided by the 12-Minute Approach, the core of my holdings is constituted by 12 solid Canadian stocks and also 12 reliable US stocks. With the remaining 12 other stocks in my portfolio, I sometime take the liberty to tackle a bit more risk.

To reduce time spent Monitoring and managing my portfolio, I contempt myself within these three 12-stock series. Adequate diversification can still be obtained that way.

My Watch List is also limited to about 12 candidates.

I still try improving my portfolio with only a couple of changes every year as avoiding unnecessary transaction fees is always a priority of mine.
  
My brokerage accounts are currently with Questrade and i-Trade. I use Cost-Friendly Tools as much as possible and also developed one of my own, the Dip Factor.

I don’t directly manage all my investments as my personal and work-related situation provided me with more tax efficient possibilities. In due time, I’ll eventually be able to transfer all these assets to my DIY accounts. I almost can’t wait!

Also note our pension plans are not included in these figures.


Here’s an overview of the evolution of my portfolio since 2008:

Portfolio Value


DIY Portfolio Value (Total Investment Value) as of January 1st

2008   16 910.87$ (30 576.82$)  

2009   22 382.12$ (36 903.03$)  

2010   37 017.00$ (66 822.61$)  

2011   44 091.71$ (92 214.53$)  

2012   62 896.37$ (108 299.34$)  

2013   88 633.36$ (146 283.43$)  

2014   112 231.62$ (185 535.55$)  

2015   131 723.62$ (215 896.22$)  

2016   166 813.16$ (254 477.64$)  

2017   202 116.02$ (297 738.89$)  

2018   234 451.73$ (338 994.11$)  

2019   239 937.40$ (346 347.94$)  
  

January 2016 Note: Chart updated with 2016 figures.
January 2017 Note: Chart updated with 2017 figures.
January 2018 Note: Chart updated with 2018 figures.
January 2018 Note: Chart updated with 2019 figures.

2 comments:

  1. Nice growth in your portfolio values over the years and I'm sure dividend income too. Nice to see some investments in some great Canadian banks. They have been hammered the last year and are really sporting some attractive value and yield. Thanks for sharing. Look forward to following your progress.

    ReplyDelete
    Replies
    1. Thank you for the kind words and for stopping by!

      Canadian banks sure have been big on my radar lately. Their solid structure should prevail in the long run.

      Delete