November 24, 2016

12-Minute Balance (Revisited)

The 12-Minute Series was originally posted in 2012.

We’ve decided to republish it integrally because we believe it can still help as everyone aspires to make things better.

Let’s hope it stirs up the discussion and stimulates you to change the world 12-Minute at a time!

This article was originally posted on May 12, 2012

Many believe that one of the most important keys to happiness is balance. Sadly, many lives equate to a never ending juggling act struggling in search of that so elusive concept.  

The 12-Minute Approach offers you simple yet powerful ways to achieve that so precious balance in your life.

Let’s hope that, by focusing on rhythm, order and harmony, these 12-Minute Ideas help you strive toward that balance so essential to your happiness and well-being.

Equal Balance between Needs and Activities

In order to stay happy yet still be effective, your life should be equally balanced between your needs and your activities.

November 18, 2016

Wacky Golf Fact – Unsuspected Members of the Thieves Guild

When you play golf, you’re bound to see animals here and there. Some are beautiful, others less so; most may seem the shy-quiet type, yet some rare ones are proud and loud. Most golfers simply view them as innocent by-standards. But stay alert because, when you least expect it, some of these poor creatures may sneak up on you and literally try to get a piece of the action. Watch out before they reach their ultimate goal: to steal your precious ball and ruin your game!

You may not notice the most stealth subtle ones that utilize blind spots beyond high hills or in lower valleys. It may even be too late when you detect the noisy ones as they might fly away with their price and steal the show.

Getting Lost in the Middle of the Fairway

It’s curious how two unique holes on two separate courses can generate such similar stories.

November 12, 2016

Portfolio Update November 2016 and How to Deal With Potential Major Turnaround Events

Note that, as usual, you can expect our next update in about 12 weeks or so, in February 2017.
Meanwhile, you can also have a look at our actual portfolio and previous portfolio updates here:

After a tough start to 2016 that provided some interesting buying opportunities and a moderate rally afterwards, markets and by the same token, our DIY Portfolio kind of have been struck in neutral lately. Historically, stock values that don’t go anywhere and are stagnant for a while are often a sign that something big is coming. So a bold movement could be expected but the problem is that you never know in which direction it will go. Is it going to be way up or way down? Nobody can tell…

November 06, 2016

Reduce your Telecom Bill Just by Asking

The other day, my uncle Jim was furious after receiving a juicy internet bill. He initially thought he got charged too much. He immediately called his provider to complaint about the “overcharge”.

Very patiently, the customer service clerk made some verification and subsequently told him he had exceeded his transfer capacity for the last two months. Jim wasn’t happy with that yet very sensible answer and still went on grumbling.

A tiny bit later, by what seemed like insane magic, the extra charge had been reversed. On top of it, they even gave him a free upgrade so he would not bust his monthly plan anymore. What!?!

The next day, still a little angry yet proud about it, he called me. He still was worried his Wi-Fi router had been hacked and doubted the company’s assessment. I checked the logs and immediately discovered he had done it on his own. It clearly was his fault as he started to read his favorite newspaper online every day; all those presentations full of nice images and interactive videos quickly add up and could explain his sudden heavy internet usage. 

We laughed about all the fuss he had made and the fact he still got an upgrade just for calling and being a little persistent.

With my uncle’s happy fortune fresh in mind, the following week, I decided to also call my telecom provider to ask for a rebate. After just a few minutes, our monthly telecom bill was nicely reduced. Maybe not as substantially as Jim’s…still very easy money that remains in our pockets. Should have asked sooner and took note to do more often!