The secret to solve your debt and credit problems is to setup a good plan: simple and effective. It takes a bit of discipline and common sense. But there’s no point in delayed it; take control and start getting out of debt today.
Your plan should have an immediate impact and help you get out of consumer debt within 3 years. After that, only your mortgage and maybe a car loan will remain and can be the exception. It could take more time only if your credit situation is extremely severe.
Use Online Debt Repayment Calculators
To estimate what you should expect to repay each month, use online calculators.