Portfolio


Canadian Prime 12













as of
August 3, 2017



Annualized Return inside Portfolio




20-Yr Trend
Ticker
Company
Cost Basis
Market Value

Total
Capital
Dividend

Dip Factor
Dip %

Capital
Grade
Comment
ACO.X
Atco
3053.03 $
3036.15 $

2.17%
-0.19%
2.36%

2.19
12.48%

13%
A tad erratic
BCE
BCE Inc.
3022.49 $
3231.80 $

7.96%
2.79%
5.17%

1.59
7.29%

12%
Great since 2009
BMO
Bank of Montreal
5906.81 $
11840.00 $

14.56%
9.23%
5.33%

2.27
9.05%

12%
Almost there
BNS
Bank of Nova Scotia
6324.99 $
10140.00 $

9.33%
5.31%
4.01%

0.65
5.22%

13%
Just missing a notch
CP
Canadian Pacific Railway
5198.97 $
5882.10 $

8.63%
7.50%
1.14%

1.47
10.38%

16%
Almost a stud
CTC.A
Canadian Tire Corporation
6475.93 $
7799.55 $

20.81%
18.54%
2.27%

3.75
17.51%

13%
Solid
ENB
Enbridge Inc.
5060.02 $
6191.46 $

10.41%
6.50%
3.91%

2.15
11.35%

17%
Almost perfect
FTS
Fortis Inc.
1670.67 $
2291.50 $

7.49%
3.86%
3.63%

0.33
2.60%

12%
Very steady
MRU
Metro Inc.
3749.29 $
5957.00 $

22.29%
20.37%
1.92%

3.03
11.32%

16%
No worry stud
RY
Royal Bank of Canada
6195.53 $
9396.00 $

17.42%
13.16%
4.26%

0.85
5.95%

13%
Good choice
T
TELUS Corporation
1687.91 $
2745.00 $

14.12%
9.28%
4.84%

0.16
1.17%

11%
Better since 2009
TD
Toronto-Dominion Bank (The)
2341.60 $
3841.20 $

14.36%
9.97%
4.39%

2.67
10.22%

14%
Rock solid












Note: Click on grade for link to StockChart
US Prime 12













as of
August 3, 2017



Annualized Return inside Portfolio




20 Yr Trend
Ticker
Company
Cost Basis
Market Value

Total
Capital
Dividend

Dip Factor
Dip %

Capital
Grade
Comment
AAPL
Apple
1806.08 $
5479.80 $

24.09%
21.58%
2.50%

0.29
2.62%

29%
One of the best
COST
Costco Wholesale
5149.75 $
4966.27 $

-5.36%
-5.36%
0.00%

2.16
13.80%

15%
Very solid
DIS
Walt Disney Co.
3177.28 $
5765.46 $

20.16%
18.18%
1.99%

0.75
6.01%

9%
Solid since 2009
JNJ
Johnson & Johnson
3029.03 $
8387.72 $

20.46%
16.80%
3.66%

0.42
2.72%

10%
Steady as can be
KO
Coca-Cola Co.
3169.07 $
4883.49 $

8.00%
4.71%
3.29%

0.27
1.63%

4%
Nice since 2005
MCD
McDonald's Corp.
4934.19 $
14597.83 $

19.17%
15.59%
3.57%

0.47
3.29%

11%
Solid after 2003
MMM
3M Co.
1323.11 $
3917.79 $

20.20%
17.18%
3.02%

0.54
3.24%

10%
Reliable
PEP
Pepsico Inc.
6538.61 $
14630.54 $

14.43%
11.12%
3.31%

0.23
1.64%

8%
Solid despite 2009 hiccup
PFE
Pfizer
2129.81 $
4836.32 $

13.83%
9.40%
4.43%

2.17
9.21%

7%
Solid after 2009
PG
Procter & Gamble
2686.84 $
4914.98 $

12.50%
8.60%
3.90%

0.21
1.24%

8%
Stable but slow
UTX
United Technologies Corp.
1607.65 $
3046.88 $

10.31%
7.69%
2.63%

0.45
2.96%

12%
Very nice
WMT
Walmart Stores
2776.43 $
5086.72 $

12.88%
9.80%
3.08%

0.04
0.30%

11%
Can be too variable












Note: Click on grade for link to StockChart
Extra 12













as of
August 3, 2017



Annualized Return inside Portfolio




20-Yr Trend
Ticker
Company
Cost Basis
Market Value

Total
Capital
Dividend

Dip Factor
Dip %

Capital
Grade
Comment
AGU
Agrium Inc.
3277.34 $
3422.25 $

6.50%
2.54%
3.96%

2.93
13.77%

11%
Solid but a bit volatile
AXP
American Express Co.
3862.40 $
4304.37 $

7.68%
6.24%
1.44%

0.11
0.86%

8%
Somewhat moody
CU
Canadian Utilities
4156.93 $
4620.28 $

9.31%
6.00%
3.31%

0.77
6.15%

10%
Slow but steady
FFH
Fairfax Financial Holdings
4435.86 $
4198.67 $

-1.94%
-3.52%
1.59%

4.28
22.85%

5%
Solid from 2006
GIB.A
CGI Group
1709.69 $
4537.40 $

23.86%
23.86%
0.00%

0.71
6.36%

5%
Solid after 2001
MRK
Merck & Co. Inc.
1084.96 $
1997.70 $

12.71%
8.90%
3.81%

0.70
4.91%

6%
Swingy but lately better
MFC
Manulife Financial Corp.
3206.49 $
5140.00 $

42.88%
37.33%
5.55%

0.22
1.42%

8%
Almost cyclical
REI.UN
RioCan Real Estate REIT
990.77 $
887.26 $

3.47%
-2.06%
5.54%

2.85
17.51%

11%
Steady
T
AT&T
883.56 $
1444.69 $

14.75%
8.52%
6.23%

3.09
11.96%

6%
Too variable
TRP
TransCanada Corp.
4009.78 $
6758.85 $

15.04%
10.38%
4.65%

0.17
1.33%

9%
Still steady
XIU
IShares CDN S&P/TSX 60
3452.79 $
6322.40 $

10.88%
7.43%
3.45%

0.56
4.20%

7%
Flows along












Note: Click on grade for link to StockChart





Annualized Return inside Portfolio












Total
Capital
Dividend

Other






Total Portfolio Value 

213908.26 $

13.75%
9.85%
3.71%

0.18%





















Other Holdings 

99772.52 $



























Total Value 

313680.78 $









































* Note: all values are in Canadian dollars
















My Portfolio





























Here’s my real-life portfolio. I hope it can inspire some of you to invest on your own.
I will do my best to update this page every 12 weeks or so.

I’m no expert and you can see that some of my stock picks were far from perfect. But on average, a Good Return in the Long Run was still attainable.

Again guided by the 12-Minute Approach, the core of my holdings is constituted by 12 solid Canadian stocks and also 12 reliable US stocks. With the remaining 12 other stocks in my portfolio, I sometime take the liberty to tackle a bit more risk.

To reduce time spent Monitoring and managing my portfolio, I contempt myself within these three 12-stock series. Adequate diversification can still be obtained that way.

My Watch List is also limited to about 12 candidates.

I still try improving my portfolio with only a couple of changes every year as avoiding unnecessary transaction fees is always a priority of mine.
  
My brokerage accounts are currently with Questrade and i-Trade. I use Cost-Friendly Tools as much as possible and also developed one of my own, the Dip Factor.

I don’t directly manage all my investments as my personal and work-related situation provided me with more tax efficient possibilities. In due time, I’ll eventually be able to transfer all these assets to my DIY accounts. I almost can’t wait!

Here’s an overview of the evolution of my portfolio since 2008:

Portfolio Value


DIY Portfolio Value (Total Investment Value) as of January 1st

2008   16 910.87$ (30 576.82$)  

2009   22 382.12$ (36 903.03$)  

2010   37 017.00$ (66 822.61$)  

2011   44 091.71$ (92 214.53$)  

2012   62 896.37$ (108 299.34$)  

2013   88 633.36$ (146 283.43$)  

2014   112 231.62$ (185 535.55$)  

2015   131 723.62$ (215 896.22$)  

2016   166 813.16$ (254 477.64$)  

2017   202 116.02$ (297 738.89$)   

January 2016 Note: Chart updated with 2016 figures.
January 2017 Note: Chart updated with 2017 figures.




2 comments:

  1. Nice growth in your portfolio values over the years and I'm sure dividend income too. Nice to see some investments in some great Canadian banks. They have been hammered the last year and are really sporting some attractive value and yield. Thanks for sharing. Look forward to following your progress.

    ReplyDelete
    Replies
    1. Thank you for the kind words and for stopping by!

      Canadian banks sure have been big on my radar lately. Their solid structure should prevail in the long run.

      Delete